How do you define bear and bull market? How can you tell which one you are in? In this blog post, we’ll explore the characteristics of each market and explain how to spot signs that indicate whether a bear or bull market is predominant. Understanding the difference between a bear vs. bull market can help … Read more
A dead cat bounce is a phenomenon that investors sometimes see in the stock market. It’s essentially a short-term uptick in prices followed by a sharp drop. Some people believe that this occurs because of emotional trading—investors see the price go up and get excited, only to sell when it drops again. Others think there’s … Read more
When it comes to acquiring new assets for a company, it is vital to understand how their cost can be appropriately expensed over a certain period of time. However, not everyone is aware of the concept of amortization vs. depreciation. Even fewer people know the difference between the two or how they work. For this … Read more
In order to understand how to calculate real interest rate, it is essential first to understand the difference between nominal and real interest rates. Nominal interest rate is the amount of money you earn on your investment, while real interest rate takes inflation into account. Inflation is a rise in prices that occurs when the … Read more
Credit cards are gaining more popularity as a payment option every year due to the security, convenience, and speed advantages they offer. Furthermore, they are a handy tool that substitutes carrying large sums of cash. However, it is essential to acknowledge all sides to this payment method. This article will provide you with valuable credit … Read more
A minimum wage is a legally dictated minimum hourly wage on a federal level that an employer has to pay to covered employees. However, some states have their own legally mandated minimum wages that differ from the federal one. In the past few years, the possible increase in the minimum wage has been a trendy … Read more
The middle class in the US and around the world is slowly diminishing. You probably hear this all the time. Even though there’s no actual definition of what constitutes the middle class in the US, one thing is clear—many people above the poverty line and below wealthy status are struggling. US income trends suggest that … Read more
Consumer debt is a personal obligation owed to a financial entity, such as a bank, a credit union, or the federal government. The purchases acquired through consumer debt are fully accessible without having to pay for them beforehand. As we will discuss in the consumer debt facts and figures listed below, the US is among … Read more
The latest self-employment statistics indicate that more and more people decide to abandon traditional employment and work independently. Being your own boss can be a great way to round out your career and improve your specific talents and interests. It also allows you to set your schedule and workplace expectations. Did you know that one … Read more
Startup statistics offer an essential insight into the business world to aspiring entrepreneurs looking to take the world by storm with their inspiring ideas. Most people take the entrepreneurship route without fully appreciating how difficult it is to establish a company and make it successful. Several factors determine whether your business will thrive. Knowing the … Read more